Ayushman Bharat Scheme: The Complete Guide and How it is Revolutionizing Healthcare in India?

The Ayushman Bharat Scheme has been hailed as the world’s largest healthcare scheme and is set to be a game-changer for India. The scheme was launched by Prime Minister Narendra Modi on September 23, 2018.

The Ayushman Bharat Scheme is a flagship welfare program of the Government of India that aims to provide medical treatment and secondary prevention free of cost to everyone in India. It will cover over 10 crore families or over 50 crore people across the country.

Introduction: What is Ayushman Bharat?

Ayushman Bharat is a government-run health insurance scheme that aims to provide a comprehensive cover to the vulnerable sections of society.

The Ayushman Bharat, also known as Pradhan Mantri Jan Arogya Yojana (PMJAY), is a government-run health insurance scheme that was launched by Prime Minister Narendra Modi on September 23, 2018. The Ayushman Bharat aims to provide a comprehensive cover to the vulnerable sections of the society for secondary and tertiary care hospitalization through a network of empanelled hospitals.

Who Can Benefit From The Ayushman Bharat Scheme?

The Ayushman Bharat Scheme is a health care scheme that was launched by the government of India on September 23, 2018. It is a universal healthcare scheme that aims to provide free healthcare services to all Indians.

This scheme has been launched with the goal of providing affordable and quality healthcare to all Indians, irrespective of their economic status or geographical location.

What are the Benefits of the Ayusmam Bharath Scheme?

The Ayusmam Bharath Scheme was launched by Prime Minister Narendra Modi on September 23, 2018. The scheme was launched with the aim of providing affordable and quality healthcare for all Indians. It also aims to reduce the burden on hospitals and clinics that are overburdened with patients who are not able to afford medical treatment.

How Does One Apply for Ayushman Bharat?

The Ayushman Bharat Yojana is a nationwide health protection scheme that was started by the Indian Prime Minister, Narendra Modi. It is designed to provide cashless and paperless access to free healthcare services for 10 crores (100 million) poor families.

The scheme will be implemented in two phases. The first phase will cover 100 million families, while the second phase will cover the remaining 10 crores (100 million) families. The central government has set aside Rs 1 lakh crore (Rs 100 billion) for this purpose.

The first phase of the scheme has been rolled out in 575 districts across India, with an aim to cover all districts by March 2020.

How to check if you are eligible for Ayushman Bharat Yojna 2022?

You need to visit PM Yojna website and click on the top “Am I Eligible”

Enter Mobile number and captcha then you will let you know if you are eligible or not for the scheme

How do I apply for registration to Pradhan Mantri Ayushman bharat Yojana 2022 ?

If you are a beneficiary and want to apply to be registered under this scheme, please read the registration procedure carefully and benefit from this scheme.

• For a chance to apply for the Pradhan Mantri Ayushman Bhharat Scheme, visit the Public Service Center (CSC) and provide a photocopies of the original documents.
• The person who is the agent for Jan Seva Kendra (CSC) will examine all documents and confirm that the scheme is registered and provide you with the certificate of registration.
• In the next between 10 and 15 days, you will be presented with a gold card from Ayushman Bharat by Jan Seva Kendra. Once you have registered, it is successful.

Procedure to download Ayushman Bharat Yojana app for 2022

• The first step is to sign in Google Play Store.
• You must type Ayushman Bharat into the box for search.
• A list of apps will appear in front of you. from the list, you must click the most popular app.
• Once you’ve done that, hit the install button.
• When you press the install button, Ayushman Bharat App will be installed on your phone.

Method of filing a Grievance or Track a Grievance

• The first step is go to the https://pmjay.gov.in/ of the Ayushman Bharat Scheme .
• Now,the home page will be displayed.
• On the Home Page on top click on the link to Grievance Portal .
• Once you click on the link the new portal will appear before you.
• You must click the link to Register Your Grievance to be able to register your grievance.

If you have already filed your Grievance then go back to the Grievance portal as mentioned above and click on “Track your Grievance”.

IS Covid 19 vaccination and treatment covered under Ayushman Bharat?

As per govt. of India notification, Covid 19 vaccination is also covered under Ayushman Bharat and more details under official website

https://pmjay.gov.in/hospital/covid19

Covid treatment is also covered and a cashless facility is provided to poor families. Till Nov 2021, 8.3 Lakh people have been treated through Ayushman Bharat.

How to find a hospital empanelled for your state under Ayushman Bharat?

• Visit the official website at PMJAY on the top bar click on “Find a hospital”
• You can fill in the details and it will show the hospital in your state or district.
• On the same page above you can also have an option to the see the “Suspended Hospital List”

Conclusion

Ayushman Bharat aims to provide free health access to health care insurance for the low-income earners in the country which roughly covers about 50% of the country.

This is one of the biggest health insurance schemes across the world and provides basic health care to poor families.

As per the data from official website, 26 million hospital admissions have happened from the start of the scheme. Till 12^th Jan 2022, 173 million Ayushman cards have been issued.

Please note that 4 states Delhi, West Bengal, Odisha, and Telangana haven’t implemented the Ayushman Bharat so it is not available and these states have their own health schemes.

You may also be interested in Atal Pension Yojana (APY)