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Chiranjeevi Yojana is a health insurance scheme launched by the Rajasthan government in 2023 to provide cashless treatment to all the residents of the state. The scheme aims to cover more than 1,576 medical procedures and cashless benefits worth Rs. 5 lakhs per family per year and 10 lakhs of accident coverage. The scheme is also known as Mukhyamantri Chiranjeevi Yojana or Rajasthan Health Insurance Scheme.
Table of Contents
What is Chiranjeevi Yojana?
Chiranjeevi Yojana is a universal health insurance scheme that covers both government and private hospitals for the citizens of Rajasthan. The scheme was announced by the Chief Minister of Rajasthan, Ashok Gehlot, on January 28, 2023, and was implemented from March 5, 2023. The scheme is expected to benefit more than 6.5 crore people in the state.
The main objective of the scheme is to provide quality and affordable health care to all the residents of Rajasthan, especially the poor and vulnerable sections of society. The scheme also aims to reduce the out-of-pocket expenditure on health and prevent people from falling into poverty due to medical expenses.
Key Features of Rajasthan Chiranjeevi Yojana
The Rajasthan Chiranjeevi Yojana encompasses several noteworthy aspects to ensure comprehensive healthcare coverage for eligible individuals. The plan extends coverage to encompass a wide spectrum of nearly 1,576 distinct medical tests, in addition to providing support for the management of various medical conditions.
Furthermore, the initiative offers financial coverage for medical treatments, diagnostics, and an associated package that spans the initial 15 days post-hospitalization. Beneficiaries of this program include households residing below the poverty line, those falling within the SECC categories, and those identified under the NFSA. Additionally, individuals who have previously benefited from the Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana are eligible for assistance through this initiative.
Notably, the program’s scope extends beyond disease-focused therapies. It extends support for COVID-19 treatments and hemodialysis, specifically catering to economically disadvantaged patients. Moreover, even farmers owning marginal or small land holdings can avail the benefits of this policy. This inclusiveness is further demonstrated by the eligibility of individuals with temporary employment status, ensuring that a broad spectrum of individuals can access and benefit from this healthcare program.
How to Apply for Chiranjeevi Yojana?
To apply for Chiranjeevi Yojana, one needs to visit the official website of the scheme https://chiranjeevi.rajasthan.gov.in/ and click on the Registration tab. One can also visit the nearest e-Mitra kiosk or Common Service Centre (CSC) to register for the scheme.
The registration process requires the following documents:
- Aadhaar card
- Bhamashah card
- Ration card
- Mobile number
- Email ID
- Bank account details
After filling in the required details and uploading the documents, one will receive an SMS confirmation with a registration number. One can also check the status of their application on the website or by calling the helpline number 1800-233-2222.
Step By Step Process for Registering Online in the Scheme:
Step 1: Create SSO ID
- Visit the website link: sso.rajasthan.gov.in.
Step 2: Log in and Choose Category
- Log in using your SSO ID.
- Click on “Online Registration.”
Step 3: Select Your Category
- You’ll find two options: Free and Paid.
- For the free category:
- Small and marginal farmers: Click on “SMF.”
- Contract workers: Click on “Contractual.”
- Families receiving COVID-19 compensation: Click on “Covid-19 x Gratia.”
Step 4: Search and Select Family Members
- Enter your Jan Aadhaar number or Jan Aadhaar registration receipt number in the software.
- View the list of family members.
- Choose one member for e-signature.
- An OTP will be sent to the mobile number linked to Aadhaar.
- Enter the OTP for e-signature.
Step 5: Enter Details
- Enter your details based on the selected category.
Step 6: Print Policy Document
- After entering details, you can print the policy document.
Step 7: For Paid Category (If Applicable)
- Submit the paid category family application.
- Proceed to the online payment section.
- Pay the prescribed premium amount of Rs 850.
- After payment, you can print the policy document.
What are the Benefits of Chiranjeevi Yojana?
The benefits of Mukhyamantri Chiranjeevi Yojana are as follows:
- The scheme provides cashless treatment for more than 1,576 medical procedures and benefits, including surgery, medicine, diagnostics, hospitalization, ICU charges, etc.
- The scheme covers both government and private hospitals that are empanelled under the scheme. The list of empanelled hospitals can be found on the website or by calling the helpline number.
- The scheme covers up to Rs. 5 lakhs per family per year for secondary and tertiary care. There is no limit on the number of family members or age group.
- The scheme also provides a transport allowance of Rs. 500 per visit for up to three visits per year.
- The scheme also covers pre-existing diseases and COVID-19 treatment.
What are the Eligibility Criteria for Chiranjeevi Yojana?
The eligibility criteria for Chiranjeevi Yojana are as follows:
- The applicant must be a resident of Rajasthan.
- The applicant must have a valid Aadhaar card and Bhamashah card.
- The applicant must belong to any of the following categories:
- Below Poverty Line (BPL)
- Small and Marginal Farmers (SMF)
- Registered Construction Workers (RCW)
- National Food Security Act (NFSA) beneficiaries
- Non-NFSA beneficiaries who pay Rs. 850 per year as a premium.
What are the Exclusions of Chiranjeevi Yojana?
The exclusions of Chiranjeevi Yojana are as follows:
- Cosmetic surgery
- Fertility treatment
- Organ transplant
- Dental treatment
- Ayurveda, Homeopathy and Unani treatment
- Outpatient treatment
- Treatment outside Rajasthan
The Mechanics of the Scheme
Partnering with Private Healthcare Providers
In a remarkable partnership, the government collaborates with private healthcare providers to extend medical services to the marginalized. This unique synergy bridges the resource gap, bringing state-of-the-art facilities to those who need it most.
Financial Support for Marginalized Communities
Recognizing that financial constraints often hinder healthcare seeking, the scheme provides financial assistance to economically disadvantaged communities. This ensures that money should never be a barrier to life-saving treatments.
Breaking Down Barriers
Overcoming Financial Constraints
Let’s face it – healthcare costs can be daunting. The Chiranjeevi Yojana stands as a guardian against this barrier, offering a ray of hope to families that have long faced the dilemma of choosing between health and expenses.
Reducing Maternal and Infant Mortality
Maternal and infant mortality rates are crucial indicators of a society’s health. This scheme’s targeted interventions have led to a significant reduction in these rates, saving countless lives and bringing joy to homes that were once clouded by despair.
Making Motherhood Safer
Focused on Maternal Health
Pregnancy can be both a beautiful and challenging journey. The Chiranjeevi Yojana acknowledges this reality by focusing on comprehensive maternal care, ensuring that every expectant mother receives the care she deserves.
Empowering Pregnant Women
Education empowers, and in the realm of maternal health, it can also save lives. This initiative empowers pregnant women with knowledge about their rights, nutrition, and the importance of regular check-ups – an arsenal against preventable complications.
Revitalizing Rural Healthcare
Extending Services to Remote Areas
Rural landscapes often suffer from a lack of healthcare infrastructure. The Chiranjeevi Yojana breaks through these geographical barriers, reaching the farthest corners with medical aid and expertise.
Strengthening Primary Healthcare Centers
The backbone of a healthy society lies in robust primary healthcare centers. By bolstering these centers, the scheme lays the foundation for a healthcare ecosystem that caters to immediate needs and prevents future health crises.
Community Engagement and Awareness
Educating on Healthcare Rights
Empowerment begins with knowledge. Through awareness campaigns, the initiative educates communities about their healthcare rights, fostering a sense of agency and inspiring proactive healthcare-seeking behavior.
Encouraging Proactive Healthcare Seeking
Prevention is better than cure – a mantra woven into the fabric of this initiative. By encouraging regular health check-ups and timely interventions, Chiranjeevi Yojana shifts the focus from illness to well-being.
Measuring Success
Decline in Maternal Mortality Rates
Numbers tell a powerful story. The scheme boasts a remarkable decline in maternal mortality rates, a testament to its effectiveness in safeguarding the lives of mothers and ensuring their vital role in families.
Improved Healthcare Infrastructure
Beyond individual impact, Chiranjeevi Yojana contributes to improved healthcare infrastructure overall. This ripple effect enhances healthcare access even beyond the scope of the initiative.
Conclusion
Chiranjeevi Yojana is a landmark initiative by the Rajasthan government to provide universal health insurance to all its citizens. The scheme aims to improve the access and affordability of health care in the state and reduce the burden of medical expenses on the people. The scheme is expected to benefit more than 6.5 crore people in Rajasthan and cover more than 1,576 medical procedures and benefits worth Rs. 5 lakhs per family per year.
FAQs
What is Chiranjeevi Yojana?
Chiranjeevi Yojana is a health insurance scheme launched by the Rajasthan government in 2023 to provide cashless treatment to all the residents of the state.
How to apply for Chiranjeevi Yojana?
To apply for Chiranjeevi Yojana, you have to visit the official website of Chiranjeevi Yojana at https://chiranjeevi.rajasthan.gov.in/ and follow these steps:
- Click on the “Apply Online” button on the homepage.
- Enter your mobile number and OTP to verify your identity.
- Fill in the required details such as name, address, family members, Aadhaar number, bank account number, etc.
- Upload the necessary documents such as Aadhaar card, ration card, income certificate, etc.
- Pay the premium amount online if applicable.
- Download and print the e-card or save it on your mobile phone.
How much is the premium for Chiranjeevi Yojana?
The premium for Chiranjeevi Yojana is Rs. 850 per year for non-NFSA beneficiaries. The premium for BPL, SMF, RCW and NFSA beneficiaries is paid by the state government.
Which hospitals are covered under Chiranjeevi Yojana?
Chiranjeevi Yojana covers both government and private hospitals that are empanelled under the scheme. The list of empanelled hospitals can be found on the website or by calling the helpline number.
What are the documents required for Chiranjeevi Yojana?
The documents required for Chiranjeevi Yojana are Aadhaar card, Bhamashah card, Ration card, Mobile number, Email ID and Bank account details.
How to check the status of Chiranjeevi Yojana application?
One can check the status of Chiranjeevi Yojana application on the website or by calling the helpline number.
How to file a grievance or complaint under Chiranjeevi Yojana?
One can file a grievance or complaint under Chiranjeevi Yojana on the website or by calling the helpline number.
What are the benefits of Chiranjeevi Yojana?
The benefits of Chiranjeevi Yojana are cashless treatment for more than 1,576 medical procedures and benefits, transport allowance, coverage of pre-existing diseases and COVID-19 treatment.
What are the exclusions of Chiranjeevi Yojana?
The exclusions of Chiranjeevi Yojana are cosmetic surgery, fertility treatment, organ transplant, dental treatment, Ayurveda, Homeopathy and Unani treatment, outpatient treatment and treatment outside Rajasthan.
Who is eligible for Chiranjeevi Yojana?
The eligibility criteria for Chiranjeevi Yojana are being a resident of Rajasthan, having a valid Aadhaar card and Bhamashah card, and belonging to any of the following categories: BPL, SMF, RCW, NFSA or non-NFSA.
How to renew Chiranjeevi Yojana?
One can renew Chiranjeevi Yojana on the website or by visiting the nearest e-Mitra kiosk or CSC before the expiry date of the scheme.
How to claim Chiranjeevi Yojana?
One can claim Chiranjeevi Yojana by visiting any of the empanelled hospitals and showing their Aadhaar card and Bhamashah card. The hospital will verify their eligibility and provide cashless treatment.
What is the validity period of Chiranjeevi Yojana?
The validity period of Chiranjeevi Yojana is one year from the date of registration or renewal.
How to update personal details under Chiranjeevi Yojana?
One can update personal details under Chiranjeevi Yojana on the website or by visiting the nearest e-Mitra kiosk or CSC.
How to get a duplicate card under Chiranjeevi Yojana?
One can get a duplicate card under Chiranjeevi Yojana on the website or by visiting the nearest e-Mitra kiosk or CSC.
How to contact Chiranjeevi Yojana customer care?
One can contact Chiranjeevi Yojana customer care by calling the helpline number 1800-233-2222 or by emailing at chiranjeeviswasthyayojna@gmail.com.
What is the difference between Ayushman Bharat and Chiranjeevi Yojana?
Ayushman Bharat is a central government scheme that provides health insurance worth Rs. 5 lakhs per family per year for poor and vulnerable sections of society. Chiranjeevi Yojana is a state government scheme that provides health insurance worth Rs. 5 lakhs per family per year for all the residents of Rajasthan.
Can I avail both Ayushman Bharat and Chiranjeevi Yojana?
Yes, one can avail both Ayushman Bharat and Chiranjeevi Yojana if they are eligible for both schemes.
What is the official website of Chiranjeevi Yojana?
The official website of Chiranjeevi Yojana is https://chiranjeevi.rajasthan.gov.in/
What is the premium amount for Chiranjeevi Yojana?
The premium amount for Chiranjeevi Yojana is Rs. 850 per family per year for families that are above the poverty line. The scheme is free for families that are below the poverty line or belong to certain vulnerable groups.
How many people have enrolled in this scheme so far?
According to the official website of Chiranjeevi Yojana, the scheme was launched on 1st April 2023 and has enrolled more than 1.5 crore families as of 24th August 2023. The enrollment process is done online through the website https://chiranjeevi.rajasthan.gov.in/ or the SSO portal https://sso.rajasthan.gov.in/
What is the coverage period of chiranjeevi yojana?
According to the search results, the coverage period of Chiranjeevi Yojana is up to 15 days after hospitalisation. This scheme also covers the medical expenses for 5 days before the hospitalisation. It is a health insurance scheme launched by the Rajasthan government for its citizens.
How many hospitals are covered under this scheme?
We don’t have exact count of hospitals but if you want to check the list of hospitals you can check it on the official website https://chiranjeevi.rajasthan.gov.in/
References
Chiranjeevi Yojana, official website – https://chiranjeevi.rajasthan.gov.in/
For SSO Registration: https://chiranjeeviapp.rajasthan.gov.in/webapp/
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